How to get a mortgage loan for foreigners in Thailand

How to get a mortgage loan for foreigners in Thailand

 Photo How to get a mortgage loan for foreigners in Thailand
How can foreigners can obtain a loan to buy a real estate in Thailand
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For a foreigner, it is not easy to get a mortgage from a Thai bank, even if he works in Thailand or if he is married to a Thai.
It will be easier to get a mortgage from a bank in your country if you want to borrow money to buy a property in Thailand.
Non-resident foreigners must have 100% of the purchase price of a real estate in Thailand.
Residents with a visa of residence in Thailand may eventually obtain loans from local banks if they buy an apartment, as its title deed is considered less risky for a foreigner. However, the financial institution should always receive funds from the country of the credit contractor, as a foreign currency and the loan is usually only 50% of the purchase price of the condo.
Since foreigners are not allowed by Thai law to own land, banks almost never lend to expatriates who want to buy a house.
Foreigners married to Thai women can sometimes take out a loan in the name of their spouse, but even then, the banks will only lend up to 50% of the purchase price.

This article is for preliminary information only. All the information to be examined in detail before engaging in a real estate transaction and JFTB Thailand advises you to consult a lawyer to guide you. JFTB Real Estate, real estate agency in Phuket,
Phuket Flat for sale,  Phuket condos for sale
Other articles about Thai real estate that may interest you:
- Property taxes in Thailand
- Buying real estate in Thailand
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